Car Insurance

The most exciting moment of our life is when we learn how to drive and actually get on behind the wheel.  Who wouldn't insist to learn to drive especially we turn to the age of 15 or 16. I was really excited when my dad taught me how to drive. When I actually started the first turn on the road, I realized that driving was not easy for me. Since that time, I had told myself that I should not drive so fast on the road because I might get an accident. In order to become better drivers, it is not really necessary that we are men or women. It is the skill of driving and how well trained of driving that person can achieve. We can always remember that learning how to drive is one thing, but learning to be a good driver is asking a person a lot of accomplishment. According to the article, "Women are better Drivers," Phyllis Mcginley states that women can achieve a better accomplishment than men for driving an automobile. I do not believe the idea that the author had stated in the article that women are better drivers, that discriminates against young male drivers. In North Carolina, car insurance companies base their prices on experience, charging more for less experienced drivers. The highest rates fall on the largest group

• Some students were forced to drive without paying their car insurance because they didn't feel like they should have to, "I will not pay for something that I didn't get into any accidents before. Sometimes, she would just pass the stop sign because she cannot see very well. Vo also thinks there should be more ways of reducing car insurance prices for teenagers. "Obviously, since I am a teenager, I do not like it, but considering that teenagers make more accidents, it does make sense," he said. Once you have been driving for three years, insurance is the same for everybody," he said. Tram does not driver very well on the freeway. The maximum point value is 12, which is given for driving while impaired, a hit-and-run or a combination of lesser offenses. "based upon the accident rates for 16 to 21 year-olds, since this age group is involved in more crashes, and in more serious wrecks than any other group. This would be depending to the Insurance Company policy. She drives too slow below the minimum requirement that posted, 55 miles per hour. Why would the Insurance Company expect others to pay for somebody's fault? I totally disagree with that assumption, because they are blamed for something that not all-young drivers have committed. 6 percent of all accidents in 1995, which is the highest accident rate of any three-year age range. There is no different between men or women because the statistic is just a small sample to draw a conclusion the standard point. "I mind the fact that it goes up when I pay money for my car to get fixed.

Got a cheap car insurance:

 When I was new to driving - really not that many years ago - I used to think I could look after a car if I made a little effort. You know, change the oil every 1,000 miles, top up the various fluids, check the tyre treads, that sort of thing.
Now I know differently. The first time I took my pride and joy - which genuinely sounded fine to me - into the garage for an MOT, the greasy little bloke who works there nearly fell off his backside in shock.
"Yes sir, you'll need to replace both of those," he said, and "no, sir, it's not meant to sound like that" and then he called me back a week later and charged me �500 - that's more than my young driver car insurance premium. And, I guarantee you, it sounded exactly the same as before.
But you know what's especially galling about MOT time?
What really gets to me is knowing that while I, a sensible sort, a reader of instruction manuals, unfazed by flat-pack - a pretty competent human being by any standard - can't manage to keep a 1993 Fiat Uno in a good enough state to stop my mechanic hyperventilating (let alone pass its MOT), there's a man in Hampshire who has built a road-legal sofa.
Perhaps you've seen it before. Edd China - that's the man who so totally puts my car maintenance record to shame - built the 'Casual Lofa' in 1998 out of old mini and reliant parts.
The 65bhp, leopard-skin upholstered couch seats three in the front. It does 0-60 in 22 seconds and, with a blistering top speed of 87mph, holds the current Guinness World Record for 'Fastest Furniture'.
If you want spare parts for this thing, you'll be better of in Asda than Halfords. It has a steering wheel made from a pizza pan and a drinks can in place of the brake pedal. And the gear lever? It's a chocolate bar.
But in spite of this, the Casual Lofa is fully road-worthy. It passed its MOT. So did China's other creations: the 'Street Sleeper', a nightmarish union of VW van chassis and Ducal four-poster bed; and the 'Bog Standard', a motorbike made out of a toilet.
But my Fiat, a car made exclusively out of car parts, with authentic steering wheel, pedals and gear stick, did not.
The vehicles in China's bizarre fleet are available for hire - just in case you fancy driving to work without getting out of bed one morning, or want to live out the ultimate couch-potato fantasy. Prices start from �250 for a one-way trip and go up to �1,500 for a full day's driving.
I can't tell if the hire prices include motor insurance, and it would take a better man than myself to venture a car insurance quote for a vehicle whose front indicators are hidden in ornamental plant pots (the Casual Lofa).
China hires them out through the company he founded in 1999, Cummfy Banana, on the back of the success of the Casual Lofa, which he had been commissioned to build for a Raleigh International fundraiser held the previous year.
Realising the potential of what remains a unique service - "creating compelling and unique vehicles that draw attention, create a stir and make people smile" according to the Cummfy website - China offered up his expertise to an eager client base of advertisers, promoters and eccentrics.
Recently, for example, he made a pair of model robotic lawnmowers for a company called Friendly Robotics, which, at 3.5:1 scale, were as big as Ford Fiestas.
The first 'Robomow' proved such a valuable advertising tool that Friendly MD Tim Mitchell just had to have another one:
"After the success of the first vehicle, I knew I had to have a second model," he said. "[They] totally exceeded my expectations in terms of image and results."
Cummfy Banana also boasts its own racing team, featuring wildly unusual cars, unbridled by the constraints of MOT tests and car insurance quotes. These include the Hell Bent Tent, 'Bloomin' Skoda and Push Comes to Shrub - and they all pretty much defy description.
To see pictures of China's weird and wonderful creations, find out where he's taking them next or even hire one for your wedding (it does happen), visit the Cummfy Banana

Buy your Car Insurances In China:
There are lots car insurances products in China. It will not automotilly come with car insurances when you purchased your new car or used car in China.
We take a sample below to buy your car insurances in Shanghai, usually it's same all over China.
Some of the basic car insurances that you need to purchase and these are the insurances that most people bought in Shanghai, these are

• Traffic compulsory insurance [Costs: Seats less than 5, it,s RMB 1050. For seats more than 6: RMB 1100.

All vehicles drive on roads need to buy this traffic compulsory insurance. Insurance company will cover the third party during the traffic accidents: it will cover all property and life losses except owner of the car, passengers on board. Since all vehicles drive on roads have this insurance, it will cover the car if 2 or more cars hits. Max. compensate: RMB 60,000. The insurance company will compensate whoever the responsibility of an accident. The compensate will be 20% of the max. compensate (RMB 60,000 x 20%= 12,000) when the vehicle's driver has no responsibility during an accident.

•  Third party liability insurance.

Same like traffic compulsory insurance,  it will cover all property and life losses except owner of the car, passengers on board. Since traffic compulsory insurance only covers 60,000 RMB compensate, a third party liability insurance could help covers more. It has RMB 50K, 100K, 150K, 200K, 300K, 500K, 1000K, total 7 levels for choose. Usually Most owners chose level of RMB 100K. 

• Car Damage Insurance

The car damage insurance is designed for covers damage of your vehicle. Insurance company will not provides compensate after car knocks, hits or accidents.

• Car Theft Protection Insurance

For used car, the insurance will only choose to compensate the lower one of your vehicle invoice or depreciation price of your vehicle.
The above insurances provide the basic car insurance in Shanghai. You could also purchase other insurances if you need more insurance. The insurance will come to affect the same day you bought.
Some other insurances:

•  Liability for Passengers and Driver Insurance

This insurance covers the damages to on board driver and passengers.

• Vehicle Deficiency Waiver

All the car insurances products are set up to 20% Deficiency Waiver. That means during an accident or damage, the car insurances products will cover up to 80% damage and rest 15-20% losses will be paid by owner of a car. With this insurance, car insurances products will cover up to 100% of the damage.

• Breakage of Glass Insurance.
• Car Body Scrape Insurance
• Spontaneous Combustion Insurance

For above insurance, Shang Car is in associate with China United Property Insurance Company, one of the largest car insurance companies in China, which could offer 80% for the car insurance products (the discount except Traffic compulsory insurance) and we don't take commission from them, or you could choose the insurance by yourself.